Become Debt-Free
By Rick Warren

“Don’t run up debts, except for the huge debt of love you owe each other” (Romans 13:8 The Message).

My hope for you is that you will set a goal to be debt-free. It is possible, if you are disciplined. Let me say, if you’ve never been debt-free, you have no idea the freedom you will experience when you no longer owe anybody anything.

And this is why it is important: If God told you to go do something right now, it’s possible you couldn’t do it because you are in such financial bondage.

The Bible says we should not withhold the repayment of your debts, that we should let no debt remain outstanding. What does that mean? If you are only paying the minimum on your credit card, you are letting a debt remain outstanding. The Bible says to not do that. God is not going to bless that.

You need to set up repayment. You may be thinking that would be hard. Guess what? It is hard! That’s why most people are in debt. If it were easy, everybody would be rich. The fact is that most people do not have the character and the discipline to do what God says to do. First, give 10 percent to God; second, put 10 percent into savings; then, set up a repayment plan.

You say, “Wait a minute. Are you telling me to save before I pay off my debts?” That’s exactly what I’m telling you to do — because if you wait until you get all your debts paid off to start saving or tithing, you will never do it.

You may think you can’t afford it, but the truth is, you can’t afford not to do it God’s way.

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Financial Fitness Study Kit

Let God lead you into financial freedom!

I want to help you enjoy what God has given you right now by helping you build important financial principles into your life.

God gives us important advice about how to give, save, invest, and spend. And these are the principles Pastor Rick Warren shares in his Financial Fitness study kit.

We want to send you the Financial Fitness DVD Study and workbook to thank you for your gift today to help reach more people with the hope of Jesus Christ.

In this 5-session video study Pastor Rick will help you…

• Understand and apply God’s advice about your money.
• Do more with your money than you ever thought possible.
• Feel greater peace through financial freedom.

Receive your copy by giving below today—and thank you for helping share the practical and powerful principles of God’s Word with more people through Daily Hope!

This devotional © 2018 by Rick Warren. All rights reserved. Used by permission.

You can listen to Rick Warren on OnePlace.com.